:root {
    --blue-deep:    #0A2463;
    --blue-mid:     #1B4FC4;
    --blue-bright:  #2D6BE4;
    --blue-light:   #EBF1FC;
    --orange:       #F47B20;
    --orange-dark:  #D4620A;
    --orange-light: #FFF0E5;
    --white:        #FFFFFF;
    --off-white:    #F8FAFF;
    --gray-100:     #F1F4F9;
    --gray-400:     #8A97B0;
    --gray-600:     #4A5568;
    --dark:         #0D1B3E;
    --text:         #1E2D4E;
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }
  html { scroll-behavior: smooth; }

  body {
    font-family: 'DM Sans', sans-serif;
    background: var(--white);
    color: var(--text);
    overflow-x: hidden;
  }

  /* ─── NAVBAR ─── */
  nav {
    position: fixed; top: 0; width: 100%; z-index: 200;
    background: rgba(255,255,255,0.97);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid rgba(10,36,99,0.08);
    padding: 0 5%;
    height: 72px;
    display: flex; align-items: center; justify-content: space-between;
    transition: box-shadow 0.3s;
  }
  nav.scrolled { box-shadow: 0 4px 30px rgba(10,36,99,0.1); }

  .nav-logo img { height: 42px; object-fit: contain; }
  .nav-logo-fallback {
    font-family: 'DM Serif Display', serif;
    font-size: 1.4rem;
    color: var(--blue-deep);
  }
  .nav-logo-fallback span { color: var(--orange); }

  .nav-links {
    display: flex; align-items: center; gap: 0.3rem;
    list-style: none;
  }
  .nav-links a {
    text-decoration: none;
    color: var(--gray-600);
    font-size: 0.9rem;
    font-weight: 500;
    padding: 0.5rem 0.9rem;
    border-radius: 8px;
    transition: all 0.2s;
  }
  .nav-links a:hover { color: var(--blue-mid); background: var(--blue-light); }

  .btn-nav-secondary {
    border: 1.5px solid var(--blue-mid) !important;
    color: var(--blue-mid) !important;
    padding: 0.5rem 1.1rem !important;
    border-radius: 50px !important;
    font-weight: 600 !important;
    transition: all 0.2s !important;
  }
  .btn-nav-secondary:hover {
    background: var(--blue-mid) !important;
    color: var(--white) !important;
  }

  .btn-nav-primary {
    background: var(--orange) !important;
    color: var(--white) !important;
    padding: 0.55rem 1.3rem !important;
    border-radius: 50px !important;
    font-weight: 700 !important;
    font-size: 0.88rem !important;
    letter-spacing: 0.2px;
    transition: all 0.2s !important;
    box-shadow: 0 4px 15px rgba(244,123,32,0.35);
  }
  .btn-nav-primary:hover {
    background: var(--orange-dark) !important;
    transform: translateY(-1px);
    box-shadow: 0 6px 20px rgba(244,123,32,0.45) !important;
  }

  /* ─── HERO ─── */
  #inicio {
    min-height: 100vh;
    padding: 72px 0 0;
    display: grid;
    grid-template-rows: 1fr auto;
    position: relative;
    overflow: hidden;
    background: var(--off-white);
  }

  .hero-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    padding: 4rem 5% 3rem;
    gap: 3rem;
    position: relative; z-index: 2;
  }

  /* Geometric background */
  .hero-geo {
    position: absolute; inset: 0;
    overflow: hidden;
    pointer-events: none;
  }
  .hero-geo::before {
    content: '';
    position: absolute; top: -200px; right: -200px;
    width: 700px; height: 700px;
    background: radial-gradient(circle, rgba(45,107,228,0.07) 0%, transparent 65%);
    border-radius: 50%;
  }
  .hero-geo::after {
    content: '';
    position: absolute; bottom: -100px; left: 20%;
    width: 400px; height: 400px;
    background: radial-gradient(circle, rgba(244,123,32,0.06) 0%, transparent 65%);
    border-radius: 50%;
  }
  .geo-lines {
    position: absolute; right: 0; top: 0; bottom: 0; width: 50%;
    background: linear-gradient(135deg, var(--blue-light) 0%, rgba(235,241,252,0.3) 100%);
    clip-path: polygon(12% 0%, 100% 0%, 100% 100%, 0% 100%);
  }

  .hero-content { position: relative; z-index: 2; }

  .hero-badge {
    display: inline-flex; align-items: center; gap: 0.5rem;
    background: var(--orange-light);
    border: 1px solid rgba(244,123,32,0.25);
    color: var(--orange-dark);
    font-size: 0.78rem;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    padding: 0.45rem 1rem;
    border-radius: 50px;
    margin-bottom: 1.8rem;
    animation: fadeDown 0.7s ease forwards;
  }
  .hero-badge::before { content: '●'; font-size: 0.5rem; color: var(--orange); }

  h1 {
    font-family: 'DM Serif Display', serif;
    font-size: clamp(2.4rem, 4vw, 3.6rem);
    line-height: 1.1;
    color: var(--dark);
    margin-bottom: 1.4rem;
    animation: fadeUp 0.8s 0.1s ease both;
  }
  h1 .accent { color: var(--blue-mid); }
  h1 .accent-orange { color: var(--orange); }

  .hero-sub {
    font-size: 1.05rem;
    line-height: 1.75;
    color: var(--gray-600);
    margin-bottom: 2.2rem;
    font-weight: 400;
    animation: fadeUp 0.8s 0.2s ease both;
  }

  .hero-ctas {
    display: flex; align-items: center; gap: 1rem; flex-wrap: wrap;
    animation: fadeUp 0.8s 0.3s ease both;
  }

  .btn-primary {
    display: inline-flex; align-items: center; gap: 0.5rem;
    background: var(--orange);
    color: var(--white);
    padding: 0.9rem 2rem;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 700;
    font-size: 1rem;
    transition: all 0.25s;
    box-shadow: 0 8px 25px rgba(244,123,32,0.35);
  }
  .btn-primary:hover {
    background: var(--orange-dark);
    transform: translateY(-2px);
    box-shadow: 0 12px 35px rgba(244,123,32,0.45);
  }
  .btn-ghost {
    display: inline-flex; align-items: center; gap: 0.4rem;
    color: var(--blue-mid);
    text-decoration: none;
    font-weight: 600;
    font-size: 0.95rem;
    transition: gap 0.2s;
  }
  .btn-ghost:hover { gap: 0.7rem; }

  .hero-trust {
    display: flex; align-items: center; gap: 1.5rem;
    margin-top: 2.5rem;
    padding-top: 2rem;
    border-top: 1px solid rgba(10,36,99,0.08);
    animation: fadeUp 0.8s 0.4s ease both;
  }
  .trust-item { display: flex; align-items: center; gap: 0.5rem; }
  .trust-dot { width: 8px; height: 8px; min-width: 8px; background: var(--orange); border-radius: 50%; }
  .trust-text { font-size: 0.82rem; color: var(--gray-600); font-weight: 500; }

  /* HERO CARD */
  .hero-visual {
    position: relative; z-index: 2;
    display: flex; flex-direction: column; gap: 1.2rem;
    animation: fadeLeft 0.9s 0.2s ease both;
  }

  .credit-card {
    background: linear-gradient(135deg, var(--blue-deep) 0%, var(--blue-mid) 100%);
    border-radius: 20px;
    padding: 2rem;
    color: var(--white);
    box-shadow: 0 20px 60px rgba(10,36,99,0.25), 0 0 0 1px rgba(255,255,255,0.1) inset;
    position: relative; overflow: hidden;
  }
  .credit-card::before {
    content: '';
    position: absolute; top: -60px; right: -60px;
    width: 200px; height: 200px;
    background: rgba(255,255,255,0.05);
    border-radius: 50%;
  }
  .credit-card::after {
    content: '';
    position: absolute; bottom: -40px; left: -40px;
    width: 150px; height: 150px;
    background: rgba(244,123,32,0.15);
    border-radius: 50%;
  }
  .card-label { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 2px; opacity: 0.65; margin-bottom: 0.4rem; }
  .card-amount { font-family: 'DM Serif Display', serif; font-size: 2.5rem; font-weight: 400; margin-bottom: 1.5rem; }
  .card-amount span { font-size: 1.2rem; vertical-align: super; margin-right: 2px; }
  .card-row { display: flex; justify-content: space-between; align-items: flex-end; position: relative; z-index: 1; }
  .card-detail { }
  .card-detail-label { font-size: 0.7rem; opacity: 0.6; margin-bottom: 0.1rem; }
  .card-detail-val { font-size: 0.95rem; font-weight: 600; }
  .card-chip {
    width: 44px; height: 34px;
    background: linear-gradient(135deg, #FFD700, #FFA500);
    border-radius: 6px;
    position: absolute; top: 1.5rem; right: 1.5rem;
    box-shadow: 0 2px 8px rgba(0,0,0,0.2);
  }

  .mini-cards {
    display: grid; grid-template-columns: 1fr 1fr; gap: 1rem;
  }
  .mini-card {
    background: var(--white);
    border-radius: 16px;
    padding: 1.2rem;
    border: 1px solid rgba(10,36,99,0.08);
    box-shadow: 0 4px 20px rgba(10,36,99,0.06);
    transition: transform 0.2s, box-shadow 0.2s;
  }
  .mini-card:hover { transform: translateY(-3px); box-shadow: 0 8px 30px rgba(10,36,99,0.1); }
  .mini-card strong { display: block; font-size: 0.95rem; color: var(--dark); margin-bottom: 0.2rem; }
  .mini-card span { font-size: 0.8rem; color: var(--gray-400); }

  /* STATS STRIP */
  .stats-strip {
    background: var(--blue-deep);
    padding: 2rem 5%;
    display: flex; justify-content: center; align-items: center;
    gap: 0; flex-wrap: wrap;
  }
  .stat-item {
    text-align: center;
    padding: 0.5rem 3rem;
    border-right: 1px solid rgba(255,255,255,0.1);
    flex: 1; min-width: 150px;
  }
  .stat-item:last-child { border-right: none; }
  .stat-number {
    font-family: 'DM Serif Display', serif;
    font-size: 2.2rem;
    color: var(--white);
    display: block;
    line-height: 1;
  }
  .stat-number em { color: var(--orange); font-style: normal; }
  .stat-desc { font-size: 0.8rem; color: rgba(255,255,255,0.55); margin-top: 0.3rem; letter-spacing: 0.5px; }

  /* ─── SECTIONS COMMON ─── */
  section { padding: 6rem 5%; }
  .section-label {
    display: inline-block;
    font-size: 0.72rem; font-weight: 700;
    letter-spacing: 3px; text-transform: uppercase;
    color: var(--orange);
    margin-bottom: 0.8rem;
  }
  h2 {
    font-family: 'DM Serif Display', serif;
    font-size: clamp(2rem, 3.5vw, 2.8rem);
    color: var(--dark);
    line-height: 1.15;
    margin-bottom: 1rem;
  }
  .section-intro {
    font-size: 1rem; color: var(--gray-600); line-height: 1.75;
    max-width: 560px;
  }

  /* ─── REQUISITOS REDESIGN ─── */
  #requisitos { background: var(--off-white); }
  .req-cards-row {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
    margin-top: 3rem;
  }
  .req-card-big {
    background: var(--white);
    border-radius: 20px;
    padding: 2rem;
    border: 1px solid rgba(10,36,99,0.07);
    box-shadow: 0 4px 20px rgba(10,36,99,0.05);
    transition: all 0.25s;
    position: relative;
    overflow: hidden;
  }
  .req-card-big::after {
    content: '';
    position: absolute; bottom: 0; left: 0; right: 0; height: 3px;
    background: linear-gradient(90deg, var(--blue-mid), var(--orange));
    transform: scaleX(0); transform-origin: left;
    transition: transform 0.3s;
  }
  .req-card-big:hover { transform: translateY(-4px); box-shadow: 0 12px 35px rgba(10,36,99,0.1); }
  .req-card-big:hover::after { transform: scaleX(1); }
  .req-card-num {
    font-family: 'DM Serif Display', serif;
    font-size: 3rem; font-weight: 400; line-height: 1;
    color: var(--blue-light);
    margin-bottom: 1rem;
    display: block;
  }
  .req-card-big strong { display: block; font-size: 1rem; color: var(--dark); margin-bottom: 0.5rem; font-weight: 700; }
  .req-card-big p { font-size: 0.88rem; color: var(--gray-400); line-height: 1.6; margin: 0; }

  .process-strip {
    margin-top: 2rem;
    background: linear-gradient(135deg, var(--blue-deep), var(--blue-mid));
    border-radius: 20px;
    padding: 2.5rem;
    color: var(--white);
  }
  .ps-header { margin-bottom: 2rem; }
  .ps-steps {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 0;
    margin-bottom: 2rem;
  }
  .ps-step {
    display: flex; flex-direction: column; align-items: center;
    text-align: center; position: relative; padding: 0 0.5rem;
  }
  .ps-step:not(:last-child)::after {
    content: '';
    position: absolute; top: 15px; left: calc(50% + 16px);
    right: calc(-50% + 16px);
    height: 2px;
    background: rgba(255,255,255,0.2);
  }
  .ps-dot {
    width: 32px; height: 32px;
    background: var(--orange);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 0.8rem; font-weight: 700;
    margin-bottom: 0.8rem;
    position: relative; z-index: 1;
    flex-shrink: 0;
  }
  .ps-dot-last { background: rgba(255,255,255,0.2); border: 2px solid var(--orange); }
  .ps-step strong { display: block; font-size: 0.82rem; font-weight: 600; margin-bottom: 0.25rem; }
  .ps-step span { font-size: 0.75rem; opacity: 0.6; line-height: 1.4; }
  .ps-cta {
    display: inline-block;
    background: var(--orange);
    color: var(--white);
    padding: 0.85rem 2rem;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 700;
    font-size: 0.95rem;
    transition: all 0.2s;
  }
  .ps-cta:hover { background: var(--orange-dark); transform: translateY(-1px); }

  /* ─── NOSOTROS REDESIGN ─── */
  #nosotros { background: var(--off-white); }
  .about-stats-row {
    display: flex; align-items: center; justify-content: center;
    flex-wrap: wrap;
    background: var(--white);
    border-radius: 20px;
    border: 1px solid rgba(10,36,99,0.07);
    box-shadow: 0 4px 20px rgba(10,36,99,0.05);
    padding: 2.5rem;
    margin: 3rem 0;
    gap: 0;
  }
  .about-stat-big { flex: 1; min-width: 160px; text-align: center; padding: 0.5rem 1rem; }
  .about-stat-divider { width: 1px; height: 50px; background: rgba(10,36,99,0.1); flex-shrink: 0; }
  .asb-num {
    font-family: 'DM Serif Display', serif;
    font-size: 2.4rem; line-height: 1; display: block;
    color: var(--blue-deep); margin-bottom: 0.4rem;
  }
  .asb-num.orange { color: var(--orange); }
  .asb-label { font-size: 0.8rem; color: var(--gray-400); font-weight: 500; }
  .about-body {
    display: grid; grid-template-columns: 1.2fr 1fr; gap: 4rem;
    margin-bottom: 2.5rem;
  }
  .about-body-text p { font-size: 1rem; color: var(--gray-600); line-height: 1.8; margin-bottom: 1.2rem; }
  .about-body-values { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; align-content: start; }
  .about-compliance {
    display: flex; align-items: center; gap: 1.5rem;
    padding: 1.5rem 2rem;
    background: var(--white);
    border-radius: 14px;
    border: 1px solid rgba(10,36,99,0.07);
    flex-wrap: wrap;
  }
  .about-compliance-label { font-size: 0.75rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--gray-400); white-space: nowrap; }

  /* ─── RESPONSIVE ADDITIONS ─── */
  @media (max-width: 900px) {
    .req-cards-row { grid-template-columns: 1fr; }
    .ps-steps { grid-template-columns: 1fr 1fr; gap: 1.5rem; }
    .ps-step::after { display: none; }
    .about-stats-row { gap: 1rem; }
    .about-stat-divider { display: none; }
    .about-body { grid-template-columns: 1fr; gap: 2rem; }
    .about-body-values { grid-template-columns: 1fr 1fr; }
  }
  #calculadora { background: var(--white); }
  .calc-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem; align-items: start;
    margin-top: 3.5rem;
  }
  .calc-form {
    background: var(--off-white);
    border-radius: 24px;
    padding: 2.5rem;
    border: 1px solid rgba(10,36,99,0.07);
  }
  .calc-group { margin-bottom: 1.8rem; }
  .calc-group label {
    display: flex; justify-content: space-between;
    font-size: 0.88rem; font-weight: 600; color: var(--dark);
    margin-bottom: 0.7rem;
  }
  .calc-group label span { color: var(--blue-mid); font-size: 0.95rem; }
  input[type="range"] {
    width: 100%;
    height: 6px;
    border-radius: 50px;
    background: linear-gradient(to right, var(--blue-mid) 0%, var(--blue-mid) var(--pct, 50%), #DDE5F5 var(--pct, 50%), #DDE5F5 100%);
    outline: none;
    cursor: pointer;
    -webkit-appearance: none;
    border: none;
  }
  input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 22px; height: 22px;
    background: var(--white);
    border: 3px solid var(--blue-mid);
    border-radius: 50%;
    box-shadow: 0 2px 8px rgba(10,36,99,0.2);
    cursor: pointer;
  }
  .calc-note { font-size: 0.78rem; color: var(--gray-400); margin-top: 0.4rem; }

  .calc-result {
    background: linear-gradient(135deg, var(--blue-deep), var(--blue-bright));
    border-radius: 24px;
    padding: 2.5rem;
    color: var(--white);
    position: sticky; top: 90px;
  }
  .calc-result-title { font-size: 0.8rem; text-transform: uppercase; letter-spacing: 2px; opacity: 0.65; margin-bottom: 0.5rem; }
  .calc-amount {
    font-family: 'DM Serif Display', serif;
    font-size: 3rem;
    line-height: 1;
    margin-bottom: 0.3rem;
  }
  .calc-amount small { font-family: 'DM Sans', sans-serif; font-size: 1.2rem; vertical-align: super; }
  .calc-period { font-size: 0.85rem; opacity: 0.65; margin-bottom: 2rem; }
  .calc-breakdown { display: flex; flex-direction: column; gap: 0.8rem; margin-bottom: 2rem; }
  .calc-row { display: flex; justify-content: space-between; align-items: center; }
  .calc-row-label { font-size: 0.85rem; opacity: 0.7; }
  .calc-row-val { font-size: 0.9rem; font-weight: 600; }
  .calc-divider { height: 1px; background: rgba(255,255,255,0.15); margin: 0.3rem 0; }
  .calc-total { font-weight: 700; }
  .calc-total .calc-row-label { opacity: 1; font-size: 0.9rem; }
  .calc-total .calc-row-val { font-size: 1rem; color: var(--orange); }
  .calc-cta {
    display: block;
    background: var(--orange);
    color: var(--white);
    padding: 1rem;
    border-radius: 12px;
    text-decoration: none;
    font-weight: 700;
    text-align: center;
    transition: all 0.2s;
  }
  .calc-cta:hover { background: var(--orange-dark); transform: translateY(-1px); }
  .calc-disclaimer { font-size: 0.72rem; opacity: 0.5; margin-top: 1rem; line-height: 1.5; }

  .value-item {
    background: var(--white);
    border-radius: 14px;
    padding: 1.2rem;
    border: 1px solid rgba(10,36,99,0.07);
  }
  .value-item strong { display: block; font-size: 0.9rem; color: var(--dark); margin-bottom: 0.2rem; font-weight: 700; }
  .value-item p { font-size: 0.82rem; color: var(--gray-400); line-height: 1.5; margin: 0; }
  .about-badges { display: flex; flex-wrap: wrap; gap: 0.6rem; }
  .badge {
    background: var(--blue-light);
    color: var(--blue-mid);
    border-radius: 50px;
    padding: 0.4rem 0.9rem;
    font-size: 0.8rem; font-weight: 600;
  }

  /* ─── CONTACT ─── */
  #contacto {
    background: var(--dark);
    position: relative; overflow: hidden;
  }
  #contacto::before {
    content: '';
    position: absolute; top: -150px; right: -150px;
    width: 500px; height: 500px;
    background: radial-gradient(circle, rgba(45,107,228,0.12), transparent 65%);
    border-radius: 50%;
  }
  #contacto .section-label { color: rgba(244,123,32,0.9); }
  #contacto h2 { color: var(--white); }
  #contacto .section-intro { color: rgba(255,255,255,0.55); }

  .contact-layout {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 4rem; align-items: start;
    margin-top: 3.5rem;
  }
  .contact-details { display: flex; flex-direction: column; gap: 1rem; }
  .contact-card {
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.08);
    border-radius: 16px;
    padding: 1.3rem 1.5rem;
    display: flex; align-items: flex-start; gap: 1rem;
    transition: border-color 0.2s;
  }
  .contact-card:hover { border-color: rgba(244,123,32,0.4); }
  .cc-icon-box {
    width: 36px; height: 36px; min-width: 36px;
    background: rgba(45,107,228,0.15);
    border: 1px solid rgba(45,107,228,0.25);
    border-radius: 8px;
    display: flex; align-items: center; justify-content: center;
    font-size: 0.75rem; font-weight: 700; color: var(--blue-bright);
    letter-spacing: 0;
  }
  .cc-label { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 1.5px; color: var(--orange); font-weight: 700; margin-bottom: 0.2rem; }
  .cc-val { color: rgba(255,255,255,0.85); font-size: 0.95rem; }
  .cc-val a { color: rgba(255,255,255,0.85); text-decoration: none; }
  .cc-val a:hover { color: var(--orange); }

  .contact-form-wrap {
    background: rgba(255,255,255,0.04);
    border: 1px solid rgba(255,255,255,0.08);
    border-radius: 24px;
    padding: 2.5rem;
  }
  .form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
  .form-full { grid-column: 1 / -1; }
  .form-group { display: flex; flex-direction: column; gap: 0.4rem; }
  .form-group label { font-size: 0.82rem; font-weight: 600; color: rgba(255,255,255,0.65); letter-spacing: 0.3px; }
  .form-group input,
  .form-group select,
  .form-group textarea {
    background: rgba(255,255,255,0.07);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 10px;
    padding: 0.85rem 1rem;
    color: var(--white);
    font-family: 'DM Sans', sans-serif;
    font-size: 0.9rem;
    outline: none;
    transition: border 0.2s;
  }
  .form-group input::placeholder, .form-group textarea::placeholder { color: rgba(255,255,255,0.3); }
  .form-group input:focus, .form-group select:focus, .form-group textarea:focus {
    border-color: var(--blue-bright);
    background: rgba(45,107,228,0.08);
  }
  .form-group select { color: rgba(255,255,255,0.6); }
  .form-group select option { background: #1a2a4a; }
  .form-group textarea { resize: vertical; min-height: 90px; }
  .btn-submit {
    width: 100%;
    background: var(--orange);
    color: var(--white);
    border: none;
    padding: 1.1rem;
    border-radius: 12px;
    font-family: 'DM Sans', sans-serif;
    font-weight: 700; font-size: 1rem;
    cursor: pointer;
    transition: all 0.2s;
    box-shadow: 0 8px 25px rgba(244,123,32,0.3);
    margin-top: 0.5rem;
  }
  .btn-submit:hover { background: var(--orange-dark); transform: translateY(-1px); box-shadow: 0 12px 35px rgba(244,123,32,0.4); }
  .form-note { font-size: 0.75rem; color: rgba(255,255,255,0.35); margin-top: 0.8rem; text-align: center; }

  .security-bar {
    background: rgba(244,123,32,0.08);
    border-top: 1px solid rgba(244,123,32,0.2);
    padding: 1.2rem 5%;
    display: flex; align-items: flex-start; gap: 1rem;
  }
  .sec-icon-box {
    width: 32px; height: 32px; min-width: 32px;
    background: rgba(244,123,32,0.2);
    border-radius: 8px;
    display: flex; align-items: center; justify-content: center;
    font-size: 0.85rem; font-weight: 900; color: var(--orange);
    margin-top: 1px;
  }
  .security-bar p { font-size: 0.82rem; color: rgba(255,255,255,0.55); line-height: 1.6; }
  .security-bar strong { color: rgba(244,123,32,0.8); }

  /* ─── FOOTER ─── */
  footer {
    background: #060E20;
    padding: 3rem 5% 1.5rem;
  }
  .footer-top {
    display: flex; justify-content: space-between; align-items: flex-start;
    flex-wrap: wrap; gap: 2.5rem;
    padding-bottom: 2rem;
    border-bottom: 1px solid rgba(255,255,255,0.07);
    margin-bottom: 1.5rem;
  }
  .footer-brand { max-width: 280px; }
  .footer-logo img { height: 36px; opacity: 0.9; }
  .footer-logo-text {
    font-family: 'DM Serif Display', serif;
    font-size: 1.3rem; color: var(--white);
  }
  .footer-logo-text span { color: var(--orange); }
  .footer-tagline { font-size: 0.82rem; color: rgba(255,255,255,0.35); margin-top: 0.4rem; line-height: 1.5; }
  .footer-nav-title {
    font-size: 0.72rem; font-weight: 700; letter-spacing: 2px;
    text-transform: uppercase; color: rgba(255,255,255,0.35);
    margin-bottom: 1rem;
  }
  .footer-links { display: flex; flex-direction: column; gap: 0.55rem; }
  .footer-links a { color: rgba(255,255,255,0.5); text-decoration: none; font-size: 0.85rem; transition: color 0.2s; }
  .footer-links a:hover { color: var(--orange); }
  .footer-bottom {
    display: flex; justify-content: space-between; align-items: center;
    flex-wrap: wrap; gap: 1.5rem;
  }
  .footer-bottom p { font-size: 0.78rem; color: rgba(255,255,255,0.25); }
  .footer-regulators { display: flex; align-items: center; gap: 1.5rem; }
  .regulator-logo-link { display: flex; align-items: center; }
  .regulator-logo-link img { height: 36px; object-fit: contain; filter: brightness(0) invert(0.6); transition: filter 0.2s; }
  .regulator-logo-link:hover img { filter: brightness(0) invert(0.9); }
  .regulator-badge {
    font-size: 0.72rem; color: rgba(255,255,255,0.3);
    border: 1px solid rgba(255,255,255,0.1);
    padding: 0.3rem 0.8rem;
    border-radius: 6px;
    letter-spacing: 0.5px;
  }
  .buro-link { text-decoration: none; }
  .buro-badge {
    display: inline-flex; align-items: center;
    font-size: 0.72rem; font-weight: 600; letter-spacing: 0.3px;
    color: rgba(255,255,255,0.55);
    border: 1px solid rgba(255,255,255,0.15);
    background: rgba(255,255,255,0.05);
    padding: 0.4rem 0.9rem;
    border-radius: 8px;
    transition: all 0.2s;
    white-space: nowrap;
  }
  .buro-link:hover .buro-badge {
    color: rgba(255,255,255,0.9);
    border-color: rgba(244,123,32,0.5);
    background: rgba(244,123,32,0.08);
  }

  /* WA BUTTON */
  .wa-float {
    position: fixed; bottom: 2rem; right: 2rem;
    width: 58px; height: 58px;
    background: #25D366;
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 1.7rem;
    box-shadow: 0 6px 25px rgba(37,211,102,0.4);
    text-decoration: none;
    z-index: 300;
    transition: transform 0.2s;
    animation: waPulse 2.5s infinite;
  }
  .wa-float:hover { transform: scale(1.08); }
  @keyframes waPulse {
    0%, 100% { box-shadow: 0 6px 25px rgba(37,211,102,0.4); }
    50% { box-shadow: 0 6px 35px rgba(37,211,102,0.65); }
  }

  /* ─── HERO PHOTO ─── */
  .hero-photo-wrap {
    position: relative; border-radius: 24px; overflow: hidden;
    box-shadow: 0 24px 60px rgba(10,36,99,0.18);
  }
  .hero-photo { width: 100%; height: 420px; object-fit: cover; object-position: center top; display: block; }
  .hero-photo-badge {
    position: absolute; top: 1.5rem; right: 1.5rem;
    background: var(--orange); color: var(--white);
    border-radius: 50%; width: 96px; height: 96px;
    display: flex; align-items: center; justify-content: center; text-align: center;
    font-size: 0.78rem; font-weight: 800; line-height: 1.3;
    box-shadow: 0 8px 28px rgba(244,123,32,0.45);
    animation: popIn 0.6s 0.5s cubic-bezier(0.34,1.56,0.64,1) both;
  }
  @keyframes popIn { from { transform:scale(0); opacity:0; } to { transform:scale(1); opacity:1; } }

  /* ─── USOS SECTION ─── */
  #usos { background: var(--off-white); }
  .usos-subtitle { font-size: 1rem; color: var(--gray-600); margin-bottom: 3rem; font-weight: 300; line-height: 1.7; }
  .usos-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.5rem; margin-bottom: 3rem; }
  .uso-card {
    border-radius: 20px; overflow: hidden;
    box-shadow: 0 6px 24px rgba(10,36,99,0.08); transition: transform 0.3s, box-shadow 0.3s;
    background: var(--white);
  }
  .uso-card:hover { transform: translateY(-6px); box-shadow: 0 18px 48px rgba(10,36,99,0.15); }
  .uso-photo { width: 100%; height: 200px; object-fit: cover; display: block; transition: transform 0.4s; }
  .uso-card:hover .uso-photo { transform: scale(1.05); }
  .uso-body { padding: 1.4rem 1.5rem; border: 1px solid rgba(10,36,99,0.07); border-top: none; position: relative; }
  .uso-body::before { content:''; position:absolute; top:0; left:0; right:0; height:3px; background:linear-gradient(90deg,var(--blue-mid),var(--orange)); }
  .uso-body h3 { font-size: 1rem; color: var(--dark); font-weight: 700; margin-bottom: 0.3rem; }
  .uso-monto { font-family: 'DM Serif Display', serif; font-size: 1.9rem; color: var(--orange); line-height: 1; }
  .uso-body p { font-size: 0.82rem; color: var(--gray-400); margin-top: 0.35rem; line-height: 1.5; }
  .usos-cta-wrap { text-align: center; }
  .usos-cta-sub { font-size: 0.88rem; color: var(--gray-400); margin-top: 0.8rem; }

  /* ─── FOTO CLIENTES EN NOSOTROS ─── */
  .about-photo-row { display: grid; grid-template-columns: repeat(3,1fr); gap: 1rem; margin-top: 2.5rem; }
  .about-client-photo { border-radius: 16px; overflow: hidden; position: relative; box-shadow: 0 4px 20px rgba(10,36,99,0.08); }
  .about-client-photo img { width: 100%; height: 200px; object-fit: cover; display: block; transition: transform 0.4s; }
  .about-client-photo:hover img { transform: scale(1.04); }
  .about-client-label {
    position: absolute; bottom: 0; left: 0; right: 0;
    background: linear-gradient(to top, rgba(10,36,99,0.82), transparent);
    padding: 1.2rem 1rem 0.8rem; color: var(--white); font-size: 0.82rem; font-weight: 600; line-height: 1.3;
  }
  .about-client-label span { display: block; font-size: 0.72rem; font-weight: 400; opacity: 0.75; }

  /* RESPONSIVE ADDITIONS */
  @media (max-width: 900px) {
    .usos-grid { grid-template-columns: 1fr 1fr; }
    .about-photo-row { grid-template-columns: 1fr 1fr; }
    .about-photo-row .about-client-photo:last-child { display: none; }
    .hero-photo { height: 280px; }
  }

  /* ANIMATIONS */
  @keyframes fadeUp   { from { opacity:0; transform: translateY(24px); } to { opacity:1; transform: translateY(0); } }
  @keyframes fadeDown { from { opacity:0; transform: translateY(-16px); } to { opacity:1; transform: translateY(0); } }
  @keyframes fadeLeft { from { opacity:0; transform: translateX(30px); } to { opacity:1; transform: translateX(0); } }

  /* RESPONSIVE */
  @media (max-width: 900px) {
    .hero-inner { grid-template-columns: 1fr; }
    .hero-visual { display: none; }
    .req-grid, .calc-wrapper, .about-grid, .contact-layout { grid-template-columns: 1fr; }
    .form-grid { grid-template-columns: 1fr; }
    nav .nav-links { display: none; }
    .stat-item { padding: 0.5rem 1.5rem; }
    .geo-lines { display: none; }
  }

  /* ─── HERO BADGE moved to bottom-right ─── */
  .hero-photo-badge {
    top: auto !important;
    bottom: 1.5rem;
    right: 1.5rem;
  }

  /* ─── USO CARDS SVG STYLE ─── */
  .uso-card-svg { display: flex; flex-direction: column; }
  .uso-svg-wrap {
    background: linear-gradient(135deg, #EEF2FF 0%, #E0E8FF 100%);
    padding: 2rem; display: flex; align-items: center; justify-content: center;
    min-height: 200px;
    border-radius: 20px 20px 0 0;
    overflow: hidden;
  }
  .uso-svg {
    width: 150px; height: 150px; object-fit: contain;
    transition: transform 0.4s;
    filter: drop-shadow(0 8px 20px rgba(10,36,99,0.15));
  }
  .uso-card-svg:hover .uso-svg { transform: scale(1.08) translateY(-4px); }
  .usos-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 1.5rem; margin-bottom: 3rem; }

  /* ─── BANNER EMOCIONAL ─── */
  .banner-foto-wrap { position: relative; }
  .banner-foto { width: 100%; height: 480px; object-fit: cover; object-position: center 30%; display: block; }
  .banner-overlay {
    position: absolute; inset: 0;
    background: linear-gradient(90deg, rgba(10,36,99,0.78) 0%, rgba(10,36,99,0.35) 60%, transparent 100%);
    display: flex; align-items: center;
  }
  .banner-text {
    padding: 0 5%;
    max-width: 560px;
    animation: fadeUp 0.8s ease both;
  }
  .banner-eyebrow {
    font-size: 0.85rem; text-transform: uppercase; letter-spacing: 2px;
    color: rgba(255,255,255,0.75); font-weight: 600; margin-bottom: 0.75rem;
  }
  .banner-headline {
    font-family: 'DM Serif Display', serif;
    font-size: 2.4rem; color: #fff; line-height: 1.2;
    margin-bottom: 1.75rem; font-weight: 400;
  }
  .banner-headline br { display: block; }

  @media (max-width: 900px) {
    .usos-grid { grid-template-columns: 1fr 1fr; }
    .banner-foto { height: 340px; }
    .banner-headline { font-size: 1.6rem; }
    .about-photo-row { grid-template-columns: 1fr 1fr; }
    .about-photo-row .about-client-photo:last-child { display: none; }
  }

  /* ═══ BURÓ PAGE (bp-) ═══ */
  .bp-hero {
    background: linear-gradient(135deg, var(--blue-deep) 0%, #0d2f7a 50%, #163d96 100%);
    position: relative; overflow: hidden;
    display: flex; flex-direction: column;
    min-height: 92vh;
  }
  .bp-hero-pattern {
    position: absolute; inset: 0; pointer-events: none;
    background-image:
      radial-gradient(circle at 80% 20%, rgba(244,123,32,0.12) 0%, transparent 45%),
      radial-gradient(circle at 10% 80%, rgba(45,107,228,0.15) 0%, transparent 40%);
  }
  .bp-hero-grid {
    position: absolute; inset: 0; pointer-events: none;
    background-image:
      linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
      linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
    background-size: 60px 60px;
  }
  .bp-hero-inner {
    flex: 1;
    display: grid; grid-template-columns: 1.1fr 0.9fr;
    align-items: center; gap: 4rem;
    padding: 5rem 5% 4rem;
    position: relative; z-index: 2;
  }
  .bp-eyebrow {
    display: inline-flex; align-items: center; gap: 0.5rem;
    background: rgba(244,123,32,0.15);
    border: 1px solid rgba(244,123,32,0.3);
    color: rgba(255,200,120,0.95);
    font-size: 0.75rem; font-weight: 700;
    letter-spacing: 2px; text-transform: uppercase;
    padding: 0.4rem 1rem; border-radius: 50px;
    margin-bottom: 1.8rem;
  }
  .bp-eyebrow::before { content: '●'; font-size: 0.45rem; }
  .bp-title {
    font-family: 'DM Serif Display', serif;
    font-size: clamp(2.8rem, 5vw, 4.8rem);
    color: #fff; line-height: 1.0; font-weight: 400;
    margin-bottom: 1.5rem;
  }
  .bp-title em { color: var(--orange); font-style: normal; display: block; }
  .bp-sub {
    font-size: 1rem; color: rgba(255,255,255,0.6);
    line-height: 1.8; max-width: 460px; margin-bottom: 2.5rem;
  }
  .bp-ctas { display: flex; align-items: center; gap: 1rem; flex-wrap: wrap; }
  .bp-btn-primary {
    display: inline-flex; align-items: center; gap: 0.6rem;
    background: var(--orange); color: #fff;
    padding: 0.9rem 1.8rem; border-radius: 50px;
    text-decoration: none; font-weight: 700; font-size: 0.92rem;
    border: none; cursor: pointer;
    transition: all 0.25s;
    box-shadow: 0 8px 28px rgba(244,123,32,0.4);
  }
  .bp-btn-primary:hover { background: var(--orange-dark); transform: translateY(-2px); }
  .bp-btn-ghost {
    display: inline-flex; align-items: center; gap: 0.5rem;
    color: rgba(255,255,255,0.7); background: none;
    font-weight: 600; font-size: 0.9rem; font-family: inherit;
    padding: 0.9rem 1.6rem; border-radius: 50px;
    border: 1.5px solid rgba(255,255,255,0.2); cursor: pointer;
    transition: all 0.2s;
  }
  .bp-btn-ghost:hover { border-color: rgba(255,255,255,0.5); color: #fff; }
  .bp-hero-cards { display: flex; flex-direction: column; gap: 1.2rem; }
  .bp-hcard {
    background: rgba(255,255,255,0.07);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 20px; padding: 1.5rem 1.8rem;
    transition: border-color 0.25s, transform 0.25s;
  }
  .bp-hcard:hover { border-color: rgba(244,123,32,0.45); transform: translateX(-5px); }
  .bp-hcard-icon {
    width: 46px; height: 46px; border-radius: 14px;
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 0.9rem;
  }
  .bp-blue { background: rgba(45,107,228,0.2); color: #7db3f5; }
  .bp-orange { background: rgba(244,123,32,0.15); color: var(--orange); }
  .bp-hcard-label { font-size: 0.7rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: rgba(255,255,255,0.35); margin-bottom: 0.2rem; }
  .bp-hcard-val { font-family: 'DM Serif Display', serif; font-size: 1.35rem; color: #fff; margin-bottom: 0.15rem; }
  .bp-hcard-sub { font-size: 0.78rem; color: rgba(255,255,255,0.45); }
  .bp-hero-strip {
    position: relative; z-index: 2;
    border-top: 1px solid rgba(255,255,255,0.08);
    padding: 1.4rem 5%;
    display: flex; align-items: center; gap: 2.5rem;
  }
  .bp-strip-label { font-size: 0.7rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: rgba(255,255,255,0.3); white-space: nowrap; }
  .bp-strip-divider { width: 1px; height: 28px; background: rgba(255,255,255,0.1); flex-shrink: 0; }
  .bp-strip-logo { height: 30px; object-fit: contain; filter: brightness(0) invert(0.65); transition: filter 0.2s; }
  .bp-strip-logo:hover { filter: brightness(0) invert(0.9); }

  /* Notice */
  .bp-notice {
    background: var(--blue-light);
    border-bottom: 1px solid rgba(27,79,196,0.12);
    padding: 1.1rem 5%;
    display: flex; align-items: flex-start; gap: 1rem;
  }
  .bp-notice-icon {
    width: 34px; height: 34px; min-width: 34px;
    background: rgba(27,79,196,0.12); color: var(--blue-mid);
    border-radius: 50%; display: flex; align-items: center; justify-content: center;
  }
  .bp-notice p { font-size: 0.87rem; color: var(--blue-deep); line-height: 1.7; }
  .bp-notice a { color: var(--blue-mid); font-weight: 600; }

  /* Sections */
  .bp-section { padding: 5rem 5%; }
  .bp-off { background: var(--off-white); }

  /* Qué es */
  .bp-que-grid {
    display: grid; grid-template-columns: 1.1fr 0.9fr;
    gap: 2.5rem; margin-top: 3rem; align-items: start;
  }
  .bp-que-card {
    background: var(--white); border-radius: 24px;
    border: 1px solid rgba(10,36,99,0.07);
    box-shadow: 0 4px 24px rgba(10,36,99,0.06);
    padding: 2.5rem; position: relative; overflow: hidden;
  }
  .bp-que-card-bar {
    position: absolute; top: 0; left: 0; right: 0; height: 4px;
    background: linear-gradient(90deg, var(--blue-mid), var(--orange));
  }
  .bp-que-card p { font-size: 0.97rem; color: var(--gray-600); line-height: 1.85; margin-bottom: 1rem; }
  .bp-que-card p:last-child { margin-bottom: 0; }
  .bp-que-card strong { color: var(--blue-deep); }
  .bp-benefits { display: flex; flex-direction: column; gap: 1rem; }
  .bp-benefit {
    display: flex; gap: 1rem; align-items: flex-start;
    background: var(--white); border: 1px solid rgba(10,36,99,0.07);
    border-radius: 16px; padding: 1.2rem 1.5rem;
    transition: all 0.22s;
  }
  .bp-benefit:hover { border-color: rgba(27,79,196,0.22); box-shadow: 0 4px 18px rgba(10,36,99,0.07); transform: translateX(5px); }
  .bp-bdot { width: 10px; height: 10px; min-width: 10px; background: var(--orange); border-radius: 50%; margin-top: 5px; flex-shrink: 0; }
  .bp-benefit strong { display: block; font-size: 0.9rem; color: var(--dark); font-weight: 700; margin-bottom: 0.2rem; }
  .bp-benefit span { font-size: 0.82rem; color: var(--gray-400); line-height: 1.5; }

  /* Impacto */
  .bp-impacto-banner {
    background: linear-gradient(135deg, var(--blue-deep) 0%, var(--blue-mid) 100%);
    border-radius: 28px; padding: 3.5rem;
    display: grid; grid-template-columns: 1.2fr 1fr;
    gap: 3rem; align-items: center;
    position: relative; overflow: hidden; margin-top: 3rem;
  }
  .bp-impacto-banner::before {
    content: ''; position: absolute;
    top: -80px; right: -80px; width: 300px; height: 300px;
    background: radial-gradient(circle, rgba(244,123,32,0.15) 0%, transparent 65%);
    border-radius: 50%;
  }
  .bp-impacto-text { position: relative; z-index: 1; }
  .bp-impacto-text h2 { color: #fff; margin-bottom: 1rem; }
  .bp-impacto-text p { font-size: 0.97rem; color: rgba(255,255,255,0.6); line-height: 1.8; margin-bottom: 1.8rem; }
  .bp-impacto-link {
    display: inline-flex; align-items: center; gap: 0.5rem;
    color: var(--orange); text-decoration: none;
    font-weight: 700; font-size: 0.95rem; transition: gap 0.2s;
  }
  .bp-impacto-link:hover { gap: 0.85rem; }
  .bp-impacto-stats { display: flex; flex-direction: column; gap: 1.2rem; position: relative; z-index: 1; }
  .bp-istat {
    background: rgba(255,255,255,0.07);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: 16px; padding: 1.1rem 1.4rem;
    display: flex; align-items: center; gap: 1.2rem;
    transition: border-color 0.2s;
  }
  .bp-istat:hover { border-color: rgba(244,123,32,0.35); }
  .bp-istat-num { font-family: 'DM Serif Display', serif; font-size: 1.9rem; color: var(--orange); line-height: 1; white-space: nowrap; }
  .bp-istat-label { font-size: 0.82rem; color: rgba(255,255,255,0.55); line-height: 1.4; }

  /* Evaluación */
  .bp-eval-grid {
    display: grid; grid-template-columns: 1fr 1fr;
    gap: 1.5rem; margin-bottom: 2rem;
  }
  .bp-eval-card {
    background: var(--white); border: 1px solid rgba(10,36,99,0.08);
    border-radius: 24px; overflow: hidden;
    box-shadow: 0 4px 24px rgba(10,36,99,0.07);
    transition: transform 0.25s, box-shadow 0.25s;
  }
  .bp-eval-card:hover { transform: translateY(-4px); box-shadow: 0 12px 40px rgba(10,36,99,0.12); }
  .bp-eval-header {
    display: flex; justify-content: space-between; align-items: center;
    padding: 1.1rem 1.5rem;
    background: linear-gradient(90deg, var(--blue-deep), #163d96);
    border-bottom: 1px solid rgba(10,36,99,0.07);
  }
  .bp-eval-label { font-size: 0.72rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: rgba(255,255,255,0.65); }
  .bp-eval-logo { height: 26px; object-fit: contain; filter: brightness(0) invert(0.85); }
  .bp-eval-img-wrap {
    padding: 1.5rem; display: flex; align-items: center; justify-content: center;
    background: var(--gray-100); min-height: 260px;
  }
  .bp-eval-img { width: 100%; border-radius: 10px; object-fit: contain; box-shadow: 0 4px 20px rgba(10,36,99,0.1); }
  .bp-eval-cta {
    display: flex; align-items: center; justify-content: space-between;
    gap: 2rem; flex-wrap: wrap;
    background: var(--blue-light); border: 1px solid rgba(27,79,196,0.15);
    border-radius: 16px; padding: 1.5rem 2rem;
  }
  .bp-eval-cta p { font-size: 0.93rem; color: var(--blue-deep); font-weight: 500; line-height: 1.5; }

  /* GFI card */
  .bp-gfi-card {
    display: grid; grid-template-columns: auto 1fr;
    gap: 2rem; align-items: start;
    background: var(--white); border-radius: 24px;
    border: 1px solid rgba(10,36,99,0.08);
    padding: 2.5rem; margin-top: 2.5rem;
    box-shadow: 0 4px 24px rgba(10,36,99,0.05);
    position: relative; overflow: hidden;
  }
  .bp-gfi-card-bar {
    position: absolute; top: 0; left: 0; right: 0; height: 4px;
    background: linear-gradient(90deg, var(--blue-mid), var(--orange));
  }

  /* Avisos */
  .bp-avisos { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-top: 2rem; }
  .bp-aviso {
    display: flex; gap: 1rem; align-items: flex-start;
    background: #FEF3C7; border: 1px solid #FCD34D;
    border-radius: 16px; padding: 1.4rem 1.5rem;
  }
  .bp-aviso svg { flex-shrink: 0; color: #D97706; margin-top: 2px; }
  .bp-aviso p { font-size: 0.88rem; color: #78350F; line-height: 1.65; font-weight: 500; }

  @media (max-width: 900px) {
    .bp-hero-inner { grid-template-columns: 1fr; }
    .bp-hero-cards { display: none; }
    .bp-que-grid { grid-template-columns: 1fr; }
    .bp-impacto-banner { grid-template-columns: 1fr; padding: 2.2rem; }
    .bp-eval-grid { grid-template-columns: 1fr; }
    .bp-gfi-card { grid-template-columns: 1fr; }
    .bp-avisos { grid-template-columns: 1fr; }
    .bp-eval-cta { flex-direction: column; align-items: flex-start; }
  }

  #logo-buro{
    max-width: 100px;
  } 

#link-buro{
    max-width: 100px;
  } 


   #logo-condusef{
    max-width: 100px;
  } 

   #link-condusef{
    text-decoration: none;
    color: white;
    font-size: 12px;
  } 

#aviso-une{
  max-width: 670px;
}

#main-site { display: block; }
.subpage { display: none; }
.subpage.active { display: block; }

/* Sub-page hero */
.page-hero {
  padding: 120px 5% 60px;
  background: linear-gradient(135deg, var(--blue-deep) 0%, #0d2f7a 60%, #1B4FC4 100%);
  position: relative; overflow: hidden;
}
.page-hero::before {
  content: ''; position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.page-hero-inner { position: relative; z-index: 2; max-width: 740px; }
.page-eyebrow {
  display: inline-block; font-size: 0.78rem; font-weight: 700; letter-spacing: 2.5px;
  text-transform: uppercase; color: var(--orange); background: rgba(244,123,32,0.12);
  border: 1px solid rgba(244,123,32,0.25); border-radius: 50px;
  padding: 0.35rem 1rem; margin-bottom: 1.2rem;
}
.page-title {
  font-family: 'DM Serif Display', serif; font-size: 2.8rem; color: var(--white);
  line-height: 1.15; font-weight: 400; margin-bottom: 1rem;
}
.page-subtitle { font-size: 1.05rem; color: rgba(255,255,255,0.65); line-height: 1.7; max-width: 580px; }

/* Breadcrumb / Back bar */
.back-bar {
  padding: 0.85rem 5%; background: var(--gray-100);
  display: flex; align-items: center; gap: 0.8rem;
  font-size: 0.85rem; border-bottom: 1px solid rgba(10,36,99,0.06);
}
.back-btn {
  display: inline-flex; align-items: center; gap: 0.4rem;
  background: none; border: none; cursor: pointer;
  color: var(--blue-mid); font-size: 0.85rem; font-weight: 600;
  padding: 0.35rem 0.8rem; border-radius: 8px; transition: all 0.2s;
  font-family: 'DM Sans', sans-serif;
}
.back-btn:hover { background: var(--blue-light); }
.back-bar-sep { color: var(--gray-400); }
.back-bar-current { color: var(--gray-600); }

/* Sub-page content */
.page-content { padding: 4rem 5%; max-width: 920px; margin: 0 auto; }
.page-layout { display: grid; grid-template-columns: 240px 1fr; gap: 3rem; padding: 4rem 5%; max-width: 1200px; margin: 0 auto; }

/* TOC sidebar */
.toc { position: sticky; top: 90px; height: fit-content; }
.toc-title { font-size: 0.72rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--gray-400); margin-bottom: 1rem; }
.toc-links { display: flex; flex-direction: column; gap: 0.3rem; }
.toc-links a { font-size: 0.82rem; color: var(--gray-600); text-decoration: none; padding: 0.35rem 0.7rem; border-radius: 8px; border-left: 2px solid transparent; transition: all 0.2s; }
.toc-links a:hover { color: var(--blue-mid); background: var(--blue-light); border-left-color: var(--blue-mid); }

/* Content cards */
.content-card {
  background: var(--off-white); border: 1px solid rgba(10,36,99,0.07);
  border-radius: 20px; padding: 2.5rem 3rem;
  box-shadow: 0 4px 24px rgba(10,36,99,0.06);
  position: relative; overflow: hidden; margin-bottom: 1.5rem;
}
.content-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px; background: linear-gradient(90deg, var(--blue-mid), var(--orange)); }
.content-card h2 { font-family: 'DM Serif Display', serif; font-size: 1.5rem; color: var(--blue-deep); margin-bottom: 1rem; font-weight: 400; }
.content-card h3 { font-size: 0.95rem; font-weight: 700; color: var(--dark); margin: 1.4rem 0 0.6rem; text-transform: uppercase; letter-spacing: 0.5px; }
.content-card p { font-size: 0.97rem; line-height: 1.85; color: var(--gray-600); margin-bottom: 0.8rem; }
.content-card p:last-child { margin-bottom: 0; }
.content-card p strong { color: var(--blue-deep); }
.content-card ul { margin: 0.5rem 0 1rem 1.4rem; }
.content-card ul li { font-size: 0.93rem; line-height: 1.8; color: var(--gray-600); margin-bottom: 0.2rem; }
.content-card a { color: var(--blue-mid); }

/* Legal content (aviso/terminos) */
.legal-content h2 { font-family: 'DM Serif Display', serif; font-size: 1.5rem; color: var(--blue-deep); font-weight: 400; margin: 2.5rem 0 1rem; padding-top: 0.5rem; }
.legal-content h2:first-child { margin-top: 0; }
.legal-content h3 { font-size: 0.88rem; font-weight: 700; color: var(--dark); margin: 1.5rem 0 0.6rem; text-transform: uppercase; letter-spacing: 0.5px; }
.legal-content p { font-size: 0.93rem; line-height: 1.85; color: var(--gray-600); margin-bottom: 1rem; }
.legal-content p strong { color: var(--blue-deep); }
.legal-content ul { margin: 0.5rem 0 1rem 1.4rem; }
.legal-content ul li { font-size: 0.9rem; line-height: 1.8; color: var(--gray-600); margin-bottom: 0.25rem; }
.legal-content a { color: var(--blue-mid); }
.section-divider { height: 1px; background: rgba(10,36,99,0.08); margin: 2rem 0; }
.highlight-box { background: var(--blue-light); border: 1px solid rgba(27,79,196,0.15); border-radius: 14px; padding: 1.5rem; margin: 1.5rem 0; }
.highlight-box p { font-size: 0.88rem; color: var(--blue-deep); line-height: 1.7; margin: 0; }
.warning-box { background: #FEF3C7; border: 1px solid #FCD34D; border-radius: 14px; padding: 1.5rem; margin: 1.5rem 0; }
.warning-box p { font-size: 0.88rem; color: #92400E; line-height: 1.7; margin: 0; }

/* Info badge */
.info-badge {
  display: inline-flex; align-items: center; gap: 0.6rem;
  background: #ECFDF5; border: 1px solid #6EE7B7; border-radius: 12px;
  padding: 0.8rem 1.2rem; margin-bottom: 2rem; font-size: 0.88rem; font-weight: 600; color: #065F46;
}
.info-badge .dot { width: 10px; height: 10px; border-radius: 50%; background: #34D399; flex-shrink: 0; }

/* Contact grid (UNE) */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 1.2rem; margin-top: 1.5rem; }
.contact-item { background: var(--white); border: 1px solid rgba(10,36,99,0.09); border-radius: 16px; padding: 1.5rem; text-align: center; transition: transform 0.2s, box-shadow 0.2s; }
.contact-item:hover { transform: translateY(-4px); box-shadow: 0 12px 32px rgba(10,36,99,0.1); }
.contact-icon { font-size: 1.8rem; margin-bottom: 0.6rem; }
.contact-label { font-size: 0.72rem; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; color: var(--gray-400); margin-bottom: 0.3rem; }
.contact-value { font-size: 0.92rem; font-weight: 600; color: var(--blue-deep); }

/* Info box */
.info-box { background: var(--blue-light); border: 1px solid rgba(27,79,196,0.15); border-radius: 14px; padding: 1.5rem; margin-top: 1.5rem; }
.info-box p { font-size: 0.88rem; color: var(--blue-deep); line-height: 1.7; margin: 0; }

/* Educación table */
.edu-table { width: 100%; border-collapse: collapse; background: var(--white); border-radius: 16px; overflow: hidden; box-shadow: 0 4px 24px rgba(10,36,99,0.07); border: 1px solid rgba(10,36,99,0.07); }
.edu-table thead { background: var(--blue-deep); }
.edu-table thead th { padding: 1rem 1.2rem; text-align: left; font-size: 0.78rem; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; color: rgba(255,255,255,0.7); }
.edu-table tbody tr { border-bottom: 1px solid rgba(10,36,99,0.06); transition: background 0.2s; }
.edu-table tbody tr:last-child { border-bottom: none; }
.edu-table tbody tr:hover { background: var(--off-white); }
.edu-table td { padding: 0.85rem 1.2rem; font-size: 0.88rem; color: var(--gray-600); vertical-align: middle; }
.edu-table td a { color: var(--blue-mid); text-decoration: none; font-weight: 500; }
.edu-table td a:hover { text-decoration: underline; }
.cat-badge { display: inline-block; font-size: 0.72rem; font-weight: 700; padding: 0.25rem 0.65rem; border-radius: 50px; white-space: nowrap; }
.cat-fraudes { background: #FEF3C7; color: #92400E; }
.cat-usuario { background: #EBF1FC; color: var(--blue-deep); }
.cat-ahorro { background: #ECFDF5; color: #065F46; }
.cat-credito { background: #F3E8FF; color: #5B21B6; }
.cat-inversion { background: #FFF0E5; color: var(--orange-dark); }
.cat-retiro { background: #F0FFF4; color: #276749; }
.cat-seguros { background: #FEF2F2; color: #991B1B; }
.cat-presupuesto { background: #E0F2FE; color: #075985; }

/* Filter tabs */
.filter-tabs { display: flex; flex-wrap: wrap; gap: 0.6rem; margin-bottom: 2rem; }
.filter-tab { cursor: pointer; font-size: 0.82rem; font-weight: 600; color: var(--gray-600); background: var(--white); border: 1.5px solid rgba(10,36,99,0.12); border-radius: 50px; padding: 0.4rem 1rem; transition: all 0.2s; }
.filter-tab:hover, .filter-tab.active { background: var(--blue-mid); color: var(--white); border-color: var(--blue-mid); }

/* Info grid (comisiones) */
.info-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.5rem; margin-bottom: 2rem; }
.info-section { background: var(--off-white); border: 1px solid rgba(10,36,99,0.07); border-radius: 16px; padding: 2rem; position: relative; overflow: hidden; }
.info-section::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: linear-gradient(90deg, var(--blue-mid), var(--orange)); }
.info-section h3 { font-size: 0.72rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--gray-400); margin-bottom: 1.2rem; }
.info-row { display: flex; justify-content: space-between; align-items: center; padding: 0.6rem 0; border-bottom: 1px solid rgba(10,36,99,0.06); }
.info-row:last-child { border-bottom: none; }
.info-label { font-size: 0.85rem; color: var(--gray-600); }
.info-value { font-size: 0.88rem; font-weight: 600; color: var(--dark); }

/* Tasas hero */
.tasa-hero { background: linear-gradient(135deg, var(--blue-deep), #1B4FC4); border-radius: 20px; padding: 3rem; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 2rem; margin-bottom: 2rem; }
.tasa-main { text-align: center; }
.tasa-label { font-size: 0.78rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: rgba(255,255,255,0.5); margin-bottom: 0.5rem; }
.tasa-number { font-family: 'DM Serif Display', serif; font-size: 3.5rem; color: var(--white); line-height: 1; }
.tasa-suffix { font-size: 1.2rem; color: rgba(255,255,255,0.7); }
.tasa-divider { width: 1px; height: 80px; background: rgba(255,255,255,0.15); }
.cat-box { background: rgba(244,123,32,0.12); border: 1px solid rgba(244,123,32,0.25); border-radius: 16px; padding: 2rem; flex: 1; min-width: 200px; }
.cat-box-title { font-size: 0.72rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: rgba(255,255,255,0.5); margin-bottom: 0.6rem; }
.cat-box-value { font-family: 'DM Serif Display', serif; font-size: 2.2rem; color: var(--orange); line-height: 1; }
.cat-box-sub { font-size: 0.75rem; color: rgba(255,255,255,0.4); margin-top: 0.5rem; line-height: 1.5; }
.legal-disclaimer { background: rgba(244,123,32,0.07); border: 1px solid rgba(244,123,32,0.18); border-radius: 14px; padding: 1.5rem; margin-top: 2rem; }
.legal-disclaimer p { font-size: 0.82rem; color: var(--gray-600); line-height: 1.7; margin-bottom: 0.6rem; }
.legal-disclaimer p:last-child { margin-bottom: 0; }
.legal-disclaimer .warning-msg { font-size: 0.88rem; font-weight: 700; color: var(--orange-dark); }
.product-table { width: 100%; border-collapse: collapse; border-radius: 16px; overflow: hidden; border: 1px solid rgba(10,36,99,0.09); box-shadow: 0 4px 16px rgba(10,36,99,0.06); margin-top: 1.5rem; }
.product-table thead { background: var(--blue-deep); }
.product-table thead th { padding: 1rem 1.5rem; text-align: left; font-size: 0.78rem; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; color: rgba(255,255,255,0.6); }
.product-table tbody td { padding: 1rem 1.5rem; font-size: 0.9rem; color: var(--gray-600); border-bottom: 1px solid rgba(10,36,99,0.06); }
.product-table tbody tr:last-child td { border-bottom: none; }
.product-table tbody td strong { color: var(--dark); }

/* Tab buttons (comisiones) */
.tabs { display: flex; gap: 0.5rem; margin-bottom: 2.5rem; border-bottom: 2px solid var(--gray-100); }
.tab-btn { cursor: pointer; font-size: 0.9rem; font-weight: 600; color: var(--gray-600); padding: 0.7rem 1.4rem; border-radius: 10px 10px 0 0; border: none; background: none; transition: all 0.2s; border-bottom: 2px solid transparent; margin-bottom: -2px; font-family: 'DM Sans', sans-serif; }
.tab-btn:hover { color: var(--blue-mid); background: var(--blue-light); }
.tab-btn.active { color: var(--blue-mid); border-bottom-color: var(--blue-mid); background: var(--blue-light); }
.tab-panel { display: none; }
.tab-panel.active { display: block; }

/* Footer pages nav */
.footer-pages-nav { background: var(--gray-100); padding: 3rem 5%; border-top: 1px solid rgba(10,36,99,0.06); }
.fpn-title { font-size: 0.72rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--gray-400); margin-bottom: 1.2rem; }
.fpn-links { display: flex; flex-wrap: wrap; gap: 0.6rem; }
.fpn-links a { text-decoration: none; font-size: 0.85rem; font-weight: 500; color: var(--blue-deep); background: var(--white); border: 1px solid rgba(10,36,99,0.12); border-radius: 50px; padding: 0.5rem 1.1rem; transition: all 0.2s; cursor: pointer; }
.fpn-links a:hover, .fpn-links a.active { background: var(--blue-mid); color: var(--white); border-color: var(--blue-mid); }

@media (max-width: 1024px) { .page-layout { grid-template-columns: 1fr; } .toc { display: none; } }
@media (max-width: 900px) {
  .page-title { font-size: 2rem; }
  .contact-grid { grid-template-columns: 1fr; }
  .info-grid { grid-template-columns: 1fr; }
  .tasa-hero { flex-direction: column; text-align: center; }
  .tasa-divider { display: none; }
  .content-card { padding: 1.8rem; }
  .edu-table td:nth-child(3), .edu-table th:nth-child(3),
  .edu-table td:nth-child(4), .edu-table th:nth-child(4),
  .edu-table td:nth-child(5), .edu-table th:nth-child(5) { display: none; }
}

.gfi-pdf-document-canvas {
    width: 8000px;
    height: 100%;
}




/* ─── COTIZADOR POPUP ─── */
.modal-overlay {
  display: none; position: fixed; inset: 0; z-index: 500;
  background: rgba(10,36,99,0.6); backdrop-filter: blur(8px);
  align-items: center; justify-content: center; padding: 1rem;
}
.modal-overlay.open { display: flex; }
.modal-box {
  background: #060E20; border-radius: 24px; padding: 2.5rem;
  max-width: 720px; width: 100%; position: relative;
  box-shadow: 0 32px 80px rgba(0,0,0,0.5);
  animation: modalIn 0.35s cubic-bezier(0.34,1.56,0.64,1) both;
  max-height: 90vh; overflow-y: auto;
}
@keyframes modalIn { from { transform: scale(0.85) translateY(30px); opacity: 0; } to { transform: scale(1) translateY(0); opacity: 1; } }
.modal-close {
  position: absolute; top: 1.2rem; right: 1.2rem;
  background: rgba(255,255,255,0.08); border: none; border-radius: 50%;
  width: 36px; height: 36px; cursor: pointer; color: #fff; font-size: 1.1rem;
  display: flex; align-items: center; justify-content: center; transition: background 0.2s;
}
.modal-close:hover { background: rgba(255,255,255,0.18); }
.modal-title { font-family: 'DM Serif Display', serif; font-size: 1.7rem; color: #fff; font-weight: 400; margin-bottom: 0.3rem; }
.modal-subtitle { font-size: 0.88rem; color: rgba(255,255,255,0.45); margin-bottom: 2rem; }
.modal-body { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; }
.modal-box .calc-group { margin-bottom: 1.6rem; }
.modal-box .calc-group label { display: block; font-size: 0.8rem; font-weight: 600; color: rgba(255,255,255,0.5); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 0.6rem; }
.modal-box .calc-group label span { color: var(--orange); font-size: 0.95rem; text-transform: none; letter-spacing: 0; font-weight: 700; }
.modal-box .calc-note { font-size: 0.72rem; color: rgba(255,255,255,0.25); margin-top: 0.3rem; }
.modal-box .calc-result { background: linear-gradient(135deg, rgba(27,79,196,0.25), rgba(244,123,32,0.12)); border: 1px solid rgba(255,255,255,0.1); border-radius: 18px; padding: 1.8rem; }
.modal-box .calc-result-title { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 2px; color: rgba(255,255,255,0.5); margin-bottom: 0.4rem; }
.modal-box .calc-amount { font-family: 'DM Serif Display', serif; font-size: 3rem; color: #fff; line-height: 1; }
.modal-box .calc-amount small { font-family: 'DM Sans', sans-serif; font-size: 1.2rem; vertical-align: super; }
.modal-box .calc-period { font-size: 0.85rem; color: rgba(255,255,255,0.5); margin-bottom: 1.5rem; }
.modal-box .calc-breakdown { display: flex; flex-direction: column; gap: 0.7rem; margin-bottom: 1.5rem; }
.modal-box .calc-row { display: flex; justify-content: space-between; align-items: center; }
.modal-box .calc-row-label { font-size: 0.82rem; color: rgba(255,255,255,0.55); }
.modal-box .calc-row-val { font-size: 0.88rem; font-weight: 600; color: #fff; }
.modal-box .calc-divider { height: 1px; background: rgba(255,255,255,0.12); }
.modal-box .calc-total .calc-row-label { opacity: 1; color: #fff; font-size: 0.88rem; }
.modal-box .calc-total .calc-row-val { color: var(--orange); font-size: 1rem; }
.modal-box .calc-cta { display: block; text-align: center; background: var(--orange); color: #fff; padding: 0.9rem; border-radius: 12px; font-weight: 700; font-size: 0.9rem; text-decoration: none; transition: background 0.2s; }
.modal-box .calc-cta:hover { background: var(--orange-dark); }
.modal-box .calc-disclaimer { font-size: 0.7rem; color: rgba(255,255,255,0.3); margin-top: 0.8rem; line-height: 1.5; text-align: center; }
.modal-box input[type="range"] { -webkit-appearance: none; appearance: none; width: 100%; height: 4px; border-radius: 2px; outline: none; cursor: pointer; background: linear-gradient(to right, var(--orange) var(--pct,50%), rgba(255,255,255,0.15) var(--pct,50%)); }
.modal-box input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 18px; height: 18px; border-radius: 50%; background: var(--orange); border: 2px solid #fff; box-shadow: 0 2px 6px rgba(0,0,0,0.3); }
.btn-cotizar-secondary { display: block; width: 100%; margin-top: 0.8rem; background: transparent; border: 1.5px solid rgba(255,255,255,0.25); color: rgba(255,255,255,0.7); padding: 0.85rem; border-radius: 12px; font-family: 'DM Sans', sans-serif; font-size: 0.9rem; font-weight: 600; cursor: pointer; transition: all 0.2s; }
.btn-cotizar-secondary:hover { border-color: var(--orange); color: var(--orange); }
@media (max-width: 640px) { .modal-body { grid-template-columns: 1fr; } }